Joyce Ripianzi, CPA

Nonprofit Partner, Outsourced Accounting & Fractional CFO

Joyce is a Partner in the Consulting Division of AAFCPAs and a leader of the firm’s growing Outsourced Accounting & Fractional CFO (OAFC) practice with a focus on nonprofit organizations. She provides “right-size” outsourced accounting solutions, from cloud-based bookkeeping to CFO deliverables, designed to optimize the effectiveness of the modern finance function. Joyce has 35 years of diverse experience in public accounting at national and regional CPA and consulting firms. She is also a former CFO of a technology networks integration firm.

Joyce is deeply rooted in the nonprofit industry, and harnesses her years of nonprofit experience and audit, tax, and accounting insight to provide AAFCPAs’ clients with deep expertise in many critical aspects of forming and running a successful nonprofit organization. In addition to helping clients achieve high-performing finance functions, Joyce provides nonprofit management consulting in critical areas, including: GAAP financial reporting; complex revenue recognition issues; nonprofit tax; complex transactions, including for-profit collaborations; internal controls design and testing; and nonprofit governance.

Joyce is well respected by clients for her honest, thoughtful answers to questions regarding business operations, best practices, and audit compliance requirements. She is the first person her clients contact to discuss complex transactions and organizational strategy. Joyce proactively keeps her clients up-to-date on matters that could affect their businesses. Her wealth of knowledge coupled with good common sense and wisdom is coveted and appreciated by many.

Joyce is highly sought-after to present training sessions to the nonprofit community on various topics including operational performance, best practice finance functions, audit committee roles and responsibilities, and implementing new GAAP and governmental accounting standards. She is an active member of the MSCPA, AICPA, and ProVisor’s Professionals Network Group, Inc.

Education

Bentley University – Bachelor of Science, Accounting

Service

Massachusetts Society of CPAs – Nonprofit Accounting & Auditing Committee
Scandinavian Living Center – Finance Committee

Contributed Insights

How Close Automation Tools Support Smarter Nonprofit Operations

The nonprofit month-end close has become an exercise in endurance—manual checklists, spreadsheet reconciliations, and long hours spent assembling reports under deadlines. For lean finance teams, the process is not only inefficient but difficult to sustain. Close automation platforms help reduce that burden by bringing structure, consistency, and transparency to the process. These tools organize workpapers, […]

Is Your Tech Stack Built for Real-Time Decision Making?

Finance leaders face increasing pressure to produce faster, accurate reports and maintain strong internal controls—all while managing lean teams and limited resources. Technology should help ease this burden. However, when systems are disconnected, it often creates more work. Teams spend more time managing data across platforms than leveraging it for decision-making. Reconciliations get delayed. Reports […]

Seminar Recap: Keynote Discussion with Attorney General Andrea Joy Campbell

During AAFCPAs’ recent Nonprofit Seminar (April 2025), Massachusetts’ Attorney General Andrea Joy Campbell engaged in a question-and-answer session and shared perspectives with nonprofit leaders looking to navigate current funding and regulatory challenges. This discussion offered practical guidance for finance leaders on navigating funding complexities, ensuring compliance, and fostering collaboration to enhance organizational resilience and effectiveness. […]